Total Care Insurance Agency
Total Care Insurance Agency
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    GI Life Insurance //

    Guaranteed Issue (GI) Term Life and Universal Life Insurance

    Up to $100,000



    Please give us a call to find out more information and to get a free quote: 1-888-304-1460

    See summary of benefits, rates, and apply for coverage below

    10 Year Term Life Insurance (Term)
    Guaranteed Issue up to $100,000!
    $500,000 Max

    Life Insurance helps provide immediate and future financial security for your family following your death. Term life insurance gives you coverage for a specific period of time, or "Term" such as 10 years.  See Term Life monthly rates here

    10 Year Term Summary of Benefits

    Issue Ages 16-75  (For Term)

    Universal Life Insurance (UI)
    Guaranteed Issue up to $100,000!
    $500,000 Max

    Universal Life Insurance is designed to last you lifetime. It combines life insurance protection with the ability to grow cash value over time. As long as your policy has earned sufficient cash value, you may borrow from it for any reason at a modest interest rate. You can use this loan for things such as paying college tuition, mortgage costs, or use it to pay for final expenses. See Universal Life monthly rates here

    Universal Life Summary of Benefits

    Issue Ages 16-80 (UL)

    What's the Difference between Term Life and Universal Life?

    Term vs Universal Life Insurance Video

    Issue Ages 16 - 75 (For Term)


    Issue Ages 16 - 80 (For UL)


    Accelerated Death Benefit for Critical Care Condition Rider



    Accelerated Death Benefit for Living Benefit Rider



    Extension of Benefits Rider



    Accelerated Death Benefit for Terminal Illness Rider



    Term Policy Convertible to Whole Life Policy



    *This is a brief summary of Term Life Insurance. Premiums are scheduled to remain level for ten years and are   guaranteed for the first five years. Premiums may actually increase annually starting in year 6.

    Please give us a call to find out more information and to get a free quote: 1-888-304-1460

    If you are ready to apply, just click on the "Apply for GI Life Coverage" button below. 

    Once on the site, just click on "Life" on the left hand side of the screen. 

    You can then click on "Term Life" or "Universal Life" to start the application. 

    Apply For GI Life Coverage

    Not looking for Guaranteed Issue Term Life Insurance or Universal Life? 

    If so, click here to see our other plan options. 

    America’s Consumers & Affiliates, LP

    Thank you for considering joining the Limited Membership!

    The membership establishes a health plan on behalf

    of its members where everyone joins under the same

    conditions and where efforts are combined to share

    economic benefits of certain enterprises and pursuits in

    which you and your family may participate.
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