Accident, Critical Illness, Emergency Room &
Hospital Indemnity GAP Coverage
For the Unexpected, Gap your Major Medical with Strong, Affordable Coverage.
The Gap Way?
Why should I buy accident, emergency room, critical illness or term life protection?
I have a major medical health Plan
While comprehensive major medical health insurance plans cover most expenses for accidents, emergency room visits and critical illness, you could still be out-of-pocket for medical expenses due to health plan deductible, coinsurance maximums and out-of-network costs if you choose to go to a doctor or provider not in your network. Accident, emergency room and critical illness insurance helps to offset some of those out-op-pocket-costs.
United Business Association
The United Business Association (UBA) is a nationwide membership of small business owners and employers. UBA leverages our purchasing power to secure benefits and discounts not otherwise available on an individual basis. Your membership in the UBA allows you to access and enroll in any additional GAP Plan that provides an insurance benefit. Product features, additional plans and availability may vary by state.