Total Care Insurance Agency
Total Care Insurance Agency
We are the Cure for the Common Healthcare Agency!
    Covered California //

    CA Healthcare Plans

    Covered CA 2020 Open Enrollment Update

    The Annual Open Enrollment Period for Individual Health Insurance coverage in CA is set to begin on November 1, 2019 and will run through December 15, 2019.

    If you are currently enrolled in an Individual Health Plan in 2019 through Covered CA , you will be eligible for an Early Open Enrollment starting on October 15, 2019.

     All changes made during the listed dates above will take effect on January 1, 2020.

    The official 2020 plan rates will not be released to the public by Covered California until early October 2019.


     I have the preliminary 2020 rates for all plans and carriers, and can go over your 2020 options now. 


    Please contact me at 1-888-304-1460 to see what options are available

    New 2020 California Health Insurance Mandate 

    A new mandate, effective January 1, 2020, requires California residents, and any spouse or dependent, to enroll in qualified insurance coverage for each month of the year, with exceptions for individuals on a basis of financial hardship or religious beliefs as determined by the state's healthcare exchange, Covered CA. There will be a state tax penalty for those that do not meet the requirement starting in 2019 .
    Important 2020 Subsidy Expansion

    Along with the new 2020 Health Insurance Mandate, the State of California  will be giving out additional subsidies to families in the state. If you are not currently receiving assistance, you should check to see if you qualify under the new program. Individuals currently receiving assistance may see an increase to their assistance amount in 2020. 

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    2020 California Federal Poverty Level Chart

    The official 2020 plan rates will not be released to the public by Covered California until early October 2019. I have the preliminary 2020 rates for all plans and carriers, and can go over your 2020 options now. 


    Please contact me at 1-888-304-1460 to see what options are available

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    It is Currently SEP (Special Enrollment Period) for Covered CA

    You may qualify for an Special Enrollment Period if you have a "Qualifying Life Event" such as,  losing health coverage, moving, getting married, having a baby, change of income, aged off of parent's plan, lost student health coverage, or adopting a child. See a list of Qualifying Life Events Below.


    You usually have up to 60 days following the event to enroll in a plan. If you miss that window, you have to wait until the next Open Enrollment Period to apply, please contact us so we can go over Non-ACA coverage options that are available year round. 


    If you are looking for a 2019 quote for health insurance, just click on the "Instant Quote" button below. If you are looking for a 2020 quote, please call me at (888)304-1460

    Instant Quote For California
    Covered CA Quote and Enroll

    If you want to speak with a licensed agent instead, please contact us @ 1-800-304-1460 

    Total Care Insurance Agency

    Thomas P Schneider

    CA Lic# 0B37200

    1-888-304-1460

    Important CA Open Enrollment Dates


    CA Open Enrollment ends on 1/15/19


    Click below for your Free Quote. Shop & Compare Plans


    Shop and Compare CA Plans

    Plans Available to Quote:

    - Health Insurance (On-Exchange = Covered CA) 

    - Health Insurance Plans (Off-Exchange)

    - HSM Plans (Health Share Plans - ACA Alternative) - No Open Enrollment Needed

    - Dental & Vision Insurance

    - Accident & Critical Illness Coverage

    Covered California

    THE WEBSITE IS OWNED AND MAINTAINED BY THOMAS SCHNEIDER/TOTAL CARE INSURANCE AGENCY, WHICH IS SOLELY RESPONSIBLE FOR IT'S CONTENT. THIS SITE IS NOT MAINTAINED OR AFFILIATED WITH COVERED CALIFORNIA, AND COVERED CALIFORNIA BEARS NO RESPONSIBILITY FOR IT'S CONTENT. THE E-MAIL ADDRESSES AND TELEPHONE NUMBERS THAT APPEAR THROUGHOUT THE SITE BELONG TO THOMAS SCHNEIDER/TOTAL CARE INSURANCE AGENCY AND CANNOT BE USED TO CONTACT COVERED CALIFORNIA.

    Looking for an Alternative Healthcare Plan instead? 

    We also have many health care alternative options available (i.e. Health Share Plans, Medicare, Dental,  & Vision, Accident, & Critical Illness)


    Click the button below to see our other plan options:

    Healthcare Alternative Plans

    My Name is Tom Schneider and I am the owner of Total Care Insurance Agency. I have over 20+ years experience in the Health Insurance Industry. 

    I have been a Certified Covered CA Agent since the start of the program in 2013. Please give me the opportunity to assist you in finding the best coverage and price for you and your family!

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